FiveThirtyEight | Quotes Matthew Desmond, John L. Loeb Associate Professor of the Social Sciences. "Desmond said that by prioritizing assistance for homeownership — which mostly benefits middle-class and wealthy families — over rental assistance for the poor, the federal government is making the nation’s poverty problem worse...Desmond argues that unaffordable housing, and the subsequent instability, is often the catalyst for a cycle of poverty. And in his book, he says that instead of focusing housing policy on increasing homeownership, we should be 'pulling housing back to the center of the poverty debate.'"